Financing and Insurance at Santa Rosa Dental

Flexible Ways to Make Care Fit Your Budget and Your Needs

We keep payment simple and clear. Whether you have dental insurance or not, we help you understand your costs before treatment begins and offer options that fit real life, including in-house membership plans, CareCredit, and Happen Bank financing.

At Santa Rosa Dental, we’ve chosen not to join insurance networks so we can focus on delivering the highest quality of care. That doesn’t mean your benefits go to waste. If you have dental insurance, our team files claims on your behalf and helps you make the most of your out-of-network benefits. Before any treatment begins, we review your costs with you, so there are no surprises.

No insurance? Our in-house membership plans make preventive care simple and affordable, with no deductibles or yearly limits. The Healthy Smiles Plan covers exams, cleanings, x-rays, and screenings, while the Healthy Gums Plan includes specialized gum maintenance cleanings for patients with gum disease. Both plans include savings on most treatments, and you can use your HSA or FSA. For larger treatment, flexible financing through CareCredit and Happen Bank lets you spread payments over time.

Team member reviewing financing paperwork with a patient at a desk
CareCredit logo
CareCredit is a trusted healthcare credit card that lets you pay for treatment over time with convenient monthly payments. It’s an easy way to move forward with the care you need on a budget that works for you.

NO Credit Score Impact Until Plan Selected.

Happen Bank logo
Happen Bank, formerly LendingClub, offers patient financing with fixed monthly payments, so you can spread the cost of your dental care over time. Applying is quick, and you can check your options online in minutes.

NO Credit Score Impact Until Plan Selected.

Meet the Doctors

Caring Experts You Can Trust

At Santa Rosa Dental, we’re a family-owned practice rooted in connection and attentiveness. We take the time to listen, understand, and treat every patient with genuine empathy, blending compassionate care with advanced technology.
Dr. Michael Rice brings more than a decade of experience to Santa Rosa Dental and leads our Smile Rejuvenation Implant Center. He is a Fellow of the International Congress of Oral Implantologists.
American Dental Association (ADA) logo
International Congress of Oral Implantologists (ICOI) logo
Academy of General Dentistry (AGD) logo
Dental Organization for Conscious Sedation (DOCS) logo
California Dental Association (CDA) logo
American Academy of Implant Dentistry (AAID) logo
Dr. Lara Rice has advanced training in cosmetic dentistry, full-mouth reconstruction, and implant dentistry. She combines an artistic eye with CEREC and digital technology to create precise, natural-looking results for every patient.
Dr. Christian Shaifer brings fresh training from the Dugoni School of Dentistry and a drive to grow in every area of dentistry. Away from work, you’ll find him hiking, running, or snowboarding.

Ready to Meet Us in Person?

Your first visit starts with a conversation about your goals, your questions, and the care that fits you best.

Real Smiles, Real Results

See the Smiles We've Restored

These transformations showcase our cosmetic makeovers, veneers, and dental implants, each one rebuilt with precision and care. At Santa Rosa Dental, we design results that look natural and help our patients feel confident in their smiles again.
Before and after smile case: man’s worn, discolored teeth restored to a full white smile
Before
After
Before and after smile case: woman’s worn, uneven teeth restored to a bright, even smile
Before
After
Before and after smile case: woman’s discolored, uneven teeth replaced with a brighter smile
Before
After
Your Transformation Awaits
Take this Free 60-Second Quiz to See Your Options.

What Our Patients Say

Real Stories From People Who Love Their Smiles Again

With hundreds of patients leaving five-star Google reviews, our patients share how care here brought back their comfort and confidence.
Rated 5 stars
Yesterday I had a dental emergency and was able to be seen here even though this is not my normal dental office. Dr. Christian Shaifer was AMAZING!!! I have extreme dental anxiety and he made me feel more relaxed than anyone EVER had before. I think it is time to switch dentists!
Mayria Parmeter
6 days ago
Rated 5 stars
Lo mejor en Santa rosa
Ignacio Cholico
1 week ago
Rated 5 stars
Great dentistry. Thanks
Michael Buckley
1 week ago
Rated 5 stars
Very helpful and friendly absolutely love this place 😀
Tiffany Razo
2 weeks ago
Rated 5 stars
Highly recommended for dental visits in Sonoma county!
Mereani Kotoisuva
2 weeks ago
Rated 5 stars
Great customer experience. I’m very happy with this Dental office. They really care.
John Bruno
2 weeks ago

See Why Patients Across Santa Rosa Choose Us

500+

Smiles Restored

20+

Services Offered

98%

Satisfaction Rate

5.0

Average Rating

350+

Implants Placed

Come Visit Us

Your Neighborhood Dentist in Santa Rosa

Our office sits right in the heart of Santa Rosa on Sonoma Avenue, making quality dental care easy to reach whenever you need it. Patients across the community count on us for a warm welcome and care that feels personal from the moment you walk in.
Santa Rosa Dental office building on Sonoma Avenue in Santa Rosa, CA
The Santa Rosa Dental team

Find Us Easily and Plan Your Visit Today

Quality Care Within Reach

See Financing That Fits Your Care, with CareCredit, Happen Bank, and In-House Plans

Call Us Now

Contact us today and experience the difference of personalized, compassionate dental care.

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